TERMS AND CONDITIONS

Last Updated: October 19, 2026

Welcome to narrowgateassets.com (the "Site"). The Site is owned and operated by Narrow Gate Assets, LLC ("Company", "we", "us", or "our"). By accessing or using this Site, you agree to comply with and be bound by these Terms and Conditions ("Terms"). If you do not agree, please do not use the Site.

1. Nature of Services

Narrow Gate Assets, LLC is an independent asset recovery agency. We research public records and government sources to locate unclaimed surplus funds resulting from tax and mortgage foreclosure sales. We are completely independent of any government entity, county, or financial institution.

2. No Valid Contract / Contingency Structure

Submitting an inquiry, contact form, or "Show Me" request through this Site does not constitute a valid or binding contract for asset recovery.

* Contingency Only: We operate strictly on a contingency-fee basis. We never request upfront payments or out-of-pocket fees from claimants.

* Formal Agreement Required: A legally binding partnership to pursue your surplus funds is only established once both parties execute a separate, standalone Written Claim Agreement.

* Payment: We only receive compensation after a claim is successfully won and recovered from the county or court. Our fees are structured in strict compliance with state-regulated rates.

3. Third-Party Legal Representation

While the Company manages the research, administrative, and processing frameworks of your claim, certain jurisdictions require filings to be executed by a licensed attorney. Narrow Gate Assets, LLC maintains access to a network of licensed attorneys across all 50 states to handle court filings when required. Engaging our network does not incur any upfront legal fees to you, as these costs are absorbed under our contingency model.

4. No Professional Legal or Tax Advice

The information provided on this Site is for general informational purposes only and does not constitute formal legal, financial, or tax advice. Foreclosure laws and asset distributions are highly complex and vary significantly by state. Users are encouraged to consult with an independent attorney or CPA regarding their unique financial situation.

5. Accuracy of Public Records

Our research relies heavily on government documents, county accounting sheets, and court dockets. While we strive for accuracy, we cannot guarantee the exact volume of surplus money available due to unrecorded liens, changing redemption periods, or competing third-party legal claims.

6. Intellectual Property

All contents, designs, logos, text, and graphics on narrowgateassets.com are the exclusive intellectual property of Narrow Gate Assets, LLC and are protected by United States copyright laws. Unauthorized reproduction or distribution is strictly prohibited.

7. Limitation of Liability

To the fullest extent permitted by law, Narrow Gate Assets, LLC shall not be liable for any direct, indirect, incidental, or consequential damages arising out of your use of this website or reliance on any public record data presented herein.

8. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Minnesota, without regard to its conflict of law provisions. Any legal action arising out of these Terms must be filed in the courts located in Hennepin County, Minnesota.

9. Modifications to Terms

We reserve the right to change or update these Terms at any time. Your continued use of the Site following the posting of changes constitutes your implicit acceptance of those adjustments.

PRIVACY POLICY

Last Updated: October 19, 2026

Narrow Gate Assets, LLC ("we", "us", "our") operates narrowgateassets.com. We respect your privacy and are committed to protecting the personally identifiable information ("Personal Information") you share with us through this Site. This Privacy Policy explains what information we collect, how we use it, and your rights regarding that data.

1. Information We Collect

We only collect personal information that you voluntarily provide to us when filling out a form, requesting a "Show Me" analysis, or corresponding with us. This information may include:

* Full Legal Name

* Mailing Address and Former Property Address

* Phone Number

* Email Address

* Details regarding a past foreclosure or property sale

2. How We Use Your Information

We use the information we collect to:

* Verify your identity and confirm ownership of surplus funds matching public records.

* Reach out to you to provide details regarding your potential asset recovery.

* Prepare the necessary framework for a Written Claim Agreement should you choose to work with us.

* Coordinate with our network of licensed attorneys if your state requires legal representation to secure the funds.

3. Information Sharing and Disclosure

We value your trust and do not sell, rent, or trade your personal information to third-party marketers. We only share your information with:

* Licensed Network Attorneys: Legal professionals in your state who review the file if a court motion is required to release the money.

* County or State Agencies: Government entities holding the funds, strictly as part of the official claim submission process.

* Legal Compliance: If required by law, subpoena, or to protect the safety, rights, or property of our Company.

4. Cookies and Automated Tracking

Our website is built using Squarespace. Squarespace automatically utilizes cookies and basic analytics tools to track website traffic, user behaviors, and device types to ensure website optimization and stability. You can disable cookies directly through your individual web browser settings if you prefer.

5. Data Security

We employ industry-standard electronic and managerial safety procedures to protect your data from unauthorized access, alteration, or disclosure. However, please note that no method of transmission over the internet is 100% secure.

6. Children's Privacy

Our services are directed exclusively to adults and property owners. We do not knowingly collect or solicit personal information from individuals under the age of 18.

7. Your Rights and Choices

You can opt out of any future contact from us at any time. You may request to see what data we have about you, change/correct that data, or ask us to delete your personal information by contacting us at the number or address provided below.

8. Contact Information

If you have questions about this Privacy Policy or how your data is handled, please contact us:

Narrow Gate Assets, LLC

8500 Normandale Lake Blvd, Suite 350 #1021

Bloomington, MN 55437

Phone: 952-818-4519